[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.clpr.cz\/hypoteky-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.clpr.cz\/hypoteky-pro-podnikatele\/","headline":"Hypot\u00e9ky pro podnikatele","name":"Hypot\u00e9ky pro podnikatele","description":"P\u016fj\u010dky a \u00fav\u011bry n\u00e1s prov\u00e1z\u00ed snad cel\u00fdm \u017eivotem. Nem\u00e9n\u011b to plat\u00ed v p\u0159\u00edpad\u011b podnikatel\u016f a podnikatelsk\u00fdch \u00fav\u011br\u016f. Takov\u00e9 si mohou sjedn\u00e1vat podnikatel\u00e9 v\u0161eho druhu, a\u0165 u\u017e men\u0161\u00ed, nap\u0159\u00edklad kdy\u017e maj\u00ed zalo\u017eenou pouze jednu vlastn\u00ed \u017eivnost nebo velk\u00e9, kter\u00e9 vlastn\u00ed obrovsk\u00e9 firmy a maj\u00ed tis\u00edce zam\u011bstnanc\u016f. Jakmile se n\u011bkdo dostane do nesn\u00e1z\u00ed nebo si pot\u0159ebuje p\u016fj\u010dit […]","datePublished":"2020-03-17","dateModified":"2020-03-17","author":{"@type":"Person","@id":"https:\/\/www.clpr.cz\/author\/#Person","name":"","url":"https:\/\/www.clpr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"clpr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.clpr.cz\/wp-content\/uploads\/lid%C3%A9%20sed%C3%AD%20u%20stolu%20s%20po%C4%8D%C3%ADta%C4%8Di.jpeg","url":"https:\/\/www.clpr.cz\/wp-content\/uploads\/lid%C3%A9%20sed%C3%AD%20u%20stolu%20s%20po%C4%8D%C3%ADta%C4%8Di.jpeg","height":0,"width":0},"url":"https:\/\/www.clpr.cz\/hypoteky-pro-podnikatele\/","about":["Web"],"wordCount":407,"articleBody":"         P\u016fj\u010dky a \u00fav\u011bry n\u00e1s prov\u00e1z\u00ed snad cel\u00fdm \u017eivotem. Nem\u00e9n\u011b to plat\u00ed v p\u0159\u00edpad\u011b podnikatel\u016f a podnikatelsk\u00fdch \u00fav\u011br\u016f. Takov\u00e9 si mohou sjedn\u00e1vat podnikatel\u00e9 v\u0161eho druhu, a\u0165 u\u017e men\u0161\u00ed, nap\u0159\u00edklad kdy\u017e maj\u00ed zalo\u017eenou pouze jednu vlastn\u00ed \u017eivnost nebo velk\u00e9, kter\u00e9 vlastn\u00ed obrovsk\u00e9 firmy a maj\u00ed tis\u00edce zam\u011bstnanc\u016f. Jakmile se n\u011bkdo dostane do nesn\u00e1z\u00ed nebo si pot\u0159ebuje p\u016fj\u010dit z toho d\u016fvodu, aby roz\u0161\u00ed\u0159il sv\u00e9 podnik\u00e1n\u00ed, tak jsou zde p\u0159ipraven\u00e9 p\u016fj\u010dky a \u00fav\u011bry. A pr\u00e1v\u011b u tohoto t\u00e9matu z\u016fstaneme. Budeme toti\u017e mluvit o podnikatelsk\u00fdch \u00fav\u011brech a je\u0161t\u011b l\u00e9pe \u0159e\u010deno o t\u011bch, kter\u00e9 jsou zaji\u0161t\u011bn\u00e9 nemovitost\u00ed, \u010dili ru\u010d\u00edte n\u011bjak\u00fdm movit\u00fdm majetkem – budovou, objektem, domem, ale m\u016f\u017eete i bytem, pozemkem, administrativn\u00ed budovou, kancel\u00e1\u0159emi a podobn\u011b.Americk\u00e1 hypot\u00e9ka bez registru Fahd je obecn\u00fd n\u00e1zev pro podnikatelsk\u00e9 \u00fav\u011bry. Pod n\u00e1zvem americk\u00e9 hypot\u00e9ky m\u016f\u017eete naj\u00edt r\u016fzn\u00e9 druhy finan\u010dn\u00edch produkt\u016f. Mezi nimi jsou v\u017edy spot\u0159ebitelsk\u00e9 a podnikatelsk\u00e9 \u00fav\u011bry. Tyto dv\u011b z\u00e1kladn\u00ed kategorie tvo\u0159\u00ed dva hlavn\u00ed stavebn\u00ed prvky v\u0161ech \u00fav\u011br\u016f s dlouhodob\u00fdm ru\u010den\u00edm a se z\u00e1stavou nemovitosti.Podnikatelsk\u00e9 \u00fav\u011bry jak je zn\u00e1me i nezn\u00e1mePod\u00edv\u00e1me se nyn\u00ed na bli\u017e\u0161\u00ed podm\u00ednky dlouhodob\u00fdch \u00fav\u011br\u016f. Nakousli jsme t\u00e9ma, o kter\u00e9m mluv\u00edme jako o dlouhodob\u00e9m. Z jak\u00e9ho d\u016fvodu? V\u011bt\u0161inou se toti\u017e tyto typy \u00fav\u011br\u016f spl\u00e1c\u00ed pom\u011brn\u011b dlouhou dobu. Doba splatnosti se m\u016f\u017ee pohybovat i okolo t\u0159iceti let.A jak je to s \u00farokovou sazbou? To n\u00e1s jist\u011b tak\u00e9 zaj\u00edm\u00e1. Pokud jste klient bez z\u00e1znamu, m\u016f\u017eete dos\u00e1hnout na \u00farokovou sazbu ji\u017e od 3% p.a.Je jist\u011b ka\u017ed\u00e9mu z\u0159ejm\u00e9, \u017ee pokud u\u017e z\u00e1znam m\u00e1te, tak to nevad\u00ed a i p\u0159esto V\u00e1m m\u016f\u017ee b\u00fdt \u00fav\u011br poskytnut, ale za p\u0159edpokladu o n\u011bco vy\u0161\u0161\u00ed \u00farokov\u00e9 m\u00edry. V tomto p\u0159\u00edpad\u011b bychom se bavili o \u00faroku od 6% p.a. Nicm\u00e9n\u011b i tato \u00farokov\u00e1 sazba je velice p\u0159\u00edzniv\u00e1 a pro podnikatele pom\u011brn\u011b n\u00edzk\u00e1.Nav\u00edc se toleruj\u00ed ni\u017e\u0161\u00ed da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed, tak\u017ee ani zde neb\u00fdv\u00e1 probl\u00e9m.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Hypot\u00e9ky pro podnikatele","item":"https:\/\/www.clpr.cz\/hypoteky-pro-podnikatele\/#breadcrumbitem"}]}]